Terms & Conditions
These Terms & Conditions govern access to and use of WEEDYVEST services. Matters that require separate legal or regulatory confirmation are identified in Section 17.
1. ABOUT WEEDYVEST
WEEDYVEST provides a mobile-first financial and opportunity platform through which eligible members may complete identity verification, fund a wallet, participate in investment cycles, receive returns and payouts, apply for grants, access courses, engage with mentors and events, participate in community activities and earn referral rewards. For these Terms, "WEEDYVEST", "we", "us" or "our" refers to WEEDYVEST LTD. Registered Address: 3, JONES ENITAN STREET, WESTWOOD ESTATE, BADORE, AJAH, LAGOS STATE. These Terms should be read together with the WEEDYVEST Privacy Policy and any product-specific terms, notices or consent requests presented to you.
2. ACCOUNT REGISTRATION AND ACCESS
To use eligible WEEDYVEST services, you may be required to create and maintain an Account. Account information may include your full name, email address, telephone number, username or account identifier, country or location information where required, preferred language, preferred currency, account status, membership or participation tier and authentication information. You are responsible for protecting your Account credentials and for promptly informing WEEDYVEST if you suspect unauthorised activity. Access to particular Services may depend on your Account status, eligibility, verification status or participation tier.
3. IDENTITY VERIFICATION AND KYC
WEEDYVEST may require identity verification and KYC before or during access to financial or regulated features. You may be asked to provide information such as your date of birth, residential or contact address, government-issued identification information, identification document images, photographs or identity-verification images, tax or regulatory information where applicable and other supporting documents. Your verification status may be recorded as Not Started, In Review, Action Required, Verified, Rejected or Expired. WEEDYVEST may use third-party identity or KYC providers to verify submitted information and conduct compliance checks.
4. WALLET, FUNDING AND TRANSACTIONS
Where available, your WEEDYVEST Account may include Wallet and payment functionality. WEEDYVEST may record Wallet balances, funding transactions, payment amounts, transaction references, payment channels, transaction status, settlement information, refunds, reversals, reconciliation information and related financial records. WEEDYVEST is designed to maintain traceable financial records for money movement and associated transactions. Payment gateways, banks, bank-account verification providers, payout providers, settlement providers and other authorised financial infrastructure partners may be used to process or verify transactions.
5. INVESTMENT CYCLES AND CONTRIBUTIONS
Eligible members may participate in investment cycles or contribution programmes made available through WEEDYVEST. Relevant information may include your selected tier, eligibility status, contribution amount, contribution method, contribution schedule, investment cycle, investment status, lock or maturity information, expected or calculated returns, contribution frequency, auto-debit mandate status, debit history, payment failures or retries and payout information. WEEDYVEST may confirm eligibility, validate contribution limits, record participation, track investment status, calculate applicable financial outcomes, process maturity and payout and communicate important cycle information. Any product-specific investment terms, notices or disclosures presented to you form part of the applicable product experience and should be reviewed before participation.
6. WITHDRAWALS, PAYOUTS, REFUNDS AND REVERSALS
Where supported, WEEDYVEST may process withdrawals, payouts, refunds and reversals. To process or verify payout destinations, WEEDYVEST may use bank name, bank account number, account holder name, bank verification status, payout destination, payout reference and information supplied by banking or payment partners. Outstanding transactions, withdrawals, refunds, reversals and settlement records may remain associated with your Account where required for reconciliation, financial records, fraud review or legal obligations.
7. GRANTS
Where Grant opportunities are available, WEEDYVEST may collect and process application information, eligibility information, supporting documents, business or professional information, application responses, application status, reviewer decisions, communications, award information, disbursement records and information required by a Grant sponsor. Grant applications may progress through stages such as Draft, Submitted, In Review, More Information Required, Shortlisted, Approved, Declined, Withdrawn and Disbursed. Relevant information may be processed by an identified Grant sponsor, programme partner or authorised reviewer where necessary to administer the opportunity. The first release of WEEDYVEST is not intended to rely on fully automated Grant award decisions.
8. COURSES, CERTIFICATES, EVENTS AND MENTORING
WEEDYVEST may provide access to learning, certificate, Event and mentoring features. For Courses, WEEDYVEST may record enrolment, lesson progress, assessments, completion status, certificates, instructor interactions, ratings, feedback and payment information where applicable. Where certificates are issued, certain certificate information may be made available through a verification mechanism. For Events and mentoring, WEEDYVEST may process registration, mentor selection, eligibility, booking information, date and time, attendance, cancellations or rescheduling, feedback, ratings and programme outcomes. Relevant information may be shared with the applicable Mentor, instructor, Event organiser or programme partner where necessary to deliver the Service.
9. COMMUNITY USE
If you participate in WEEDYVEST Community features, you may post or submit content such as posts, comments, replies, poll responses, reactions, reports and uploaded content. Community content may be visible to other authorised members depending on the design and permissions of the Community. You should not post highly sensitive information such as passwords, authentication codes, full bank details, identification numbers, private financial information or other sensitive personal information. WEEDYVEST may review reported content and may moderate or remove content where necessary to protect members, maintain Community standards or comply with applicable law. Where reasonably possible, the identity of a user who reports Community content will not be disclosed to the person whose content was reported.
10. REFERRALS AND REWARDS
Where a WEEDYVEST referral programme is available, WEEDYVEST may track referral codes or links, referral relationships, invite status, joining status, verification status, qualifying funding activity, reward eligibility, reward payments, reversals and associated transaction records. WEEDYVEST may use account, device, payment and referral relationship information to identify potential referral abuse. Risk indicators may include shared devices, shared account information, repeated bank details, self-referrals or rapid funding reversals. Such indicators may result in further review, and reward eligibility may be determined, issued or reversed based on the applicable programme rules and qualification milestones.
11. SECURITY, FRAUD AND RISK REVIEW
WEEDYVEST may use security controls, audit logs, transaction controls, monitoring, secure webhook verification, fraud checks and risk indicators to protect Accounts and the platform. Automated systems, rules and risk indicators may help identify suspected fraud, unusual transactions, duplicate activity, referral abuse, suspicious Account relationships, unusual device activity and transactions requiring additional review. A risk signal does not necessarily mean wrongdoing has occurred. Where appropriate, flagged activity may be reviewed by authorised personnel before a decision is made. You are responsible for protecting your Account credentials and promptly informing WEEDYVEST if you suspect unauthorised activity.
12. COMMUNICATIONS
WEEDYVEST may communicate with you through push notifications, email, SMS, in-app messaging or other supported channels. Essential communications may include security alerts, verification notices, transaction confirmations, payout notices, KYC requests, Account changes, Service notices and legally required communications. You may not be able to opt out of communications that are necessary to operate your Account or comply with legal requirements. Where applicable, you may control preferences for promotional or non-essential communications using available preference controls or unsubscribe mechanisms.
13. THIRD-PARTY SERVICES AND PARTNERS
WEEDYVEST may use or integrate with third parties including identity and KYC providers, payment gateways, banks, payout providers, bank-account verification providers, Grant sponsors, technology providers, Mentors, instructors, Event providers and other authorised partners. Third-party services operate under their own terms and privacy policies where they process information independently. You should review any applicable third-party terms or notices presented to you before using an integrated service.
14. PRIVACY AND DATA PROCESSING
Your use of WEEDYVEST is also subject to the WEEDYVEST Privacy Policy. The Privacy Policy explains how WEEDYVEST collects, uses, stores, shares, protects and otherwise processes personal information across the mobile application, website, digital platform and related services. By using WEEDYVEST, you acknowledge that personal information may be processed as described in the Privacy Policy and in accordance with applicable data-protection laws.
15. ACCOUNT CLOSURE
You may request closure of your Account through the available support or Account-management process. Closing an Account does not necessarily result in immediate deletion of all associated information. WEEDYVEST may retain information where necessary to complete outstanding transactions, process withdrawals, resolve disputes, maintain financial records, investigate fraud, comply with legal obligations or protect legitimate rights. Certain financial, KYC, transaction, audit or compliance records may need to be retained after Account closure where required by applicable law.
16. USER RESPONSIBILITIES
When using WEEDYVEST, you are expected to provide information required for the Services you choose to use and to keep your Account credentials secure. You should promptly report suspected unauthorised activity, provide additional information where reasonably required for verification or support, and avoid using Community features to disclose highly sensitive personal or financial information. You are also responsible for reviewing product-specific terms, notices, consent requests and third-party terms that are presented in connection with a particular Service.
17. LEGAL AND REGULATORY COMPLIANCE
WEEDYVEST operates subject to applicable laws, regulatory requirements, security standards and the requirements of authorised financial and service partners. Access to certain Services may depend on eligibility, identity verification, KYC status, transaction monitoring, product requirements and other compliance checks. WEEDYVEST may request additional information or documentation where reasonably necessary to verify an Account, process a transaction, manage risk, prevent fraud or comply with applicable obligations. Where a Service involves an investment, contribution programme, Grant, payment, withdrawal or other financial activity, any applicable product-specific terms, contribution requirements, return information, maturity conditions, eligibility requirements or other material information will be presented to the user as part of that Service. WEEDYVEST may review transactions or Account activity that appears unusual, duplicate, unauthorised or potentially fraudulent. Where appropriate, such activity may be subject to additional review before further action is taken. A risk indicator does not, by itself, mean that wrongdoing has occurred. WEEDYVEST may also make reasonable changes to its Services, operational processes or these Terms where necessary to reflect changes in technology, regulatory requirements, service providers or the operation of the platform. Where a material change affects users, WEEDYVEST may provide notice through the platform or another appropriate communication channel.
18. CONTACT
For questions about these Terms or the WEEDYVEST Services, contact: WEEDYVEST Legal Entity: WEEDYVEST LTD. Registered Address: 3, JONES ENITAN STREET, WESTWOOD ESTATE, BADORE, AJAH, LAGOS STATE. Email: WEEDYVESTAPP@GMAIL.COM Website: WEEDYVEST.COM