Privacy Policy
Effective Date: 01/09/2026 Last Updated: 28/09/2026
1. INTRODUCTION
WEEDYVEST values your privacy and is committed to protecting the personal information entrusted to us. This Privacy Policy explains how WEEDYVEST collects, uses, stores, shares, protects and otherwise processes personal information when you use the WEEDYVEST mobile application, website, digital platform and related services. WEEDYVEST provides a mobile-first financial and opportunity platform through which eligible members may complete identity verification, fund a wallet, participate in investment cycles, receive returns and payouts, apply for grants, access courses, engage with mentors and events, participate in community activities and earn referral rewards. This Privacy Policy should be read together with the WEEDYVEST Terms and Conditions and any product-specific terms, notices or consent requests presented to you. By accessing or using WEEDYVEST, you acknowledge that your personal information will be processed as described in this Privacy Policy and in accordance with applicable data-protection laws.
2. WHO WE ARE
For the purposes of this Privacy Policy, "WEEDYVEST", "we", "us" or "our" refers to: Legal Entity: WEEDYVEST LTD Registered Address: 3, JONES ENITAN STREET, WESTWOOD ESTATE, BADORE, AJAH, LAGOS STATE. Privacy Contact: WEEDYVESTAPP@GMAIL.COM The legal entity responsible for determining how and why your personal information is processed will be identified in the final version of this Policy.
3. INFORMATION WE COLLECT
The information we collect depends on the Services you use and your interaction with WEEDYVEST. We may collect the following categories of information. 3.1 Registration and Account Information When you create or maintain a WEEDYVEST Account, we may collect: • full name; • email address; • telephone number; • username or account identifier; • country or location information where required; • preferred language; • preferred currency; • account status; • membership or participation tier; • authentication and security information; and • other profile information you provide. 3.2 Identity and KYC Information To verify your identity and comply with financial, security and regulatory requirements, we may collect or process: • date of birth; • residential or contact address; • government-issued identification information; • identification document images; • photographs or identity verification images; • verification results; • KYC status; • information required by identity verification providers; • tax or regulatory information where applicable; and • supporting documents submitted during verification. Your verification status may be recorded as: • Not Started; • In Review; • Action Required; • Verified; • Rejected; or • Expired. We may receive verification results or related information from third-party identity or KYC service providers. 3.3 Financial and Transaction Information When you use financial features of WEEDYVEST, we may collect and process information including: • Wallet balance and activity; • payment amounts; • funding transactions; • transaction references; • contribution history; • investment amounts; • investment cycle participation; • accrued or estimated returns; • maturity and payout information; • withdrawal requests; • fees and penalties where applicable; • refunds; • reversals; • settlement information; • payment channel; • transaction status; • reconciliation information; and • other financial records associated with your Account. WEEDYVEST is designed to maintain traceable financial records for money movement and associated transactions. 3.4 Bank and Payout Information Where required to process payouts or verify payment destinations, we may collect: • bank name; • bank account number; • account holder name; • bank verification status; • payout destination; • payout reference; and • information supplied by our banking or payment partners. Sensitive financial information may be masked within WEEDYVEST interfaces and restricted to authorised personnel. WEEDYVEST administrators are not intended to have access to raw payment credentials. 3.5 Investment and Contribution Information If you participate in an investment cycle or contribution programme, we may process: • selected tier; • eligibility status; • contribution amount; • contribution method; • contribution schedule; • investment cycle; • investment status; • lock or maturity information; • expected or calculated returns; • contribution frequency; • auto-debit mandate status; • debit history; • payment failures or retries; and • payout information.
4. GRANT INFORMATION
If you apply for a Grant through WEEDYVEST, we may collect: • application information; • eligibility information; • supporting documents; • business, professional or programme information you provide; • application responses; • application status; • reviewer decisions; • communications relating to your application; • award information; • disbursement records; and • information required by a Grant sponsor. Grant applications may progress through stages such as Draft, Submitted, In Review, More Information Required, Shortlisted, Approved, Declined, Withdrawn and Disbursed. Information submitted for a particular Grant may also be processed by an identified Grant sponsor or partner where necessary to administer that opportunity.
5. LEARNING AND CERTIFICATE INFORMATION
When you access learning features, we may collect: • courses viewed or enrolled in; • lesson progress; • assessment results; • completion status; • certificates earned; • instructor interactions; • ratings or feedback; and • course payment information where applicable. Where a certificate is issued, certain certificate information may be made available through a verification mechanism.
6. EVENTS AND MENTORING INFORMATION
If you register for an Event or engage with a Mentor, we may process: • event registration; • mentor selection; • eligibility; • booking information; • date and time; • attendance; • cancellation or rescheduling information; • feedback and ratings; and • programme outcomes where applicable. Relevant information may be shared with the event organiser, Mentor or programme partner where necessary to provide the Service.
7. COMMUNITY INFORMATION
When you participate in WEEDYVEST Community features, we may collect information that you choose to provide, including: • posts; • comments; • replies; • poll responses; • likes or other reactions; • reports; • uploaded content; and • Community moderation information. Information you post in a Community area may be visible to other members depending on the design and permissions of that Community. You should avoid posting sensitive personal or financial information in Community discussions. Reported content may be reviewed by authorised moderators. Where reasonably possible, the identity of a user who reports Community content will not be disclosed to the person whose content was reported.
8. REFERRAL AND REWARD INFORMATION
If you participate in the WEEDYVEST referral programme, we may collect: • your referral code or link; • referral relationships; • invite status; • joining status; • verification status; • qualifying funding activity; • reward eligibility; • reward payments; • reversals; • fraud or risk indicators; and • associated transaction records. We may use account, device, payment and referral relationship information to identify potential referral abuse. Risk indicators may include shared devices, shared account information, repeated bank details, self-referrals or rapid funding reversals. Such indicators may result in further review.
9. DEVICE, TECHNICAL AND SECURITY INFORMATION
When you access WEEDYVEST, we may automatically collect technical information such as: • device type; • operating system; • application version; • IP address; • device identifiers; • session information; • login history; • authentication events; • browser information; • security events; • timestamps; • crash or error information; and • activity logs. We may use this information to secure Accounts, detect unauthorised access, prevent fraud, troubleshoot technical problems and improve the performance of WEEDYVEST.
10. SUPPORT AND COMMUNICATION INFORMATION
When you contact us or communicate with us, we may collect: • support requests; • emails; • telephone or chat communications; • complaint information; • transaction references; • internal support notes; • responses to surveys; • communication preferences; and • records of notices sent to you. Where required, communications may be associated with your customer profile or transaction history so that authorised support staff can investigate an issue.
11. ADMINISTRATIVE AND AUDIT INFORMATION
WEEDYVEST maintains records of administrative actions for security, accountability and operational purposes. Such records may include: • the administrator involved; • action taken; • affected Account or transaction; • date and time; • reason for the action; • previous and updated information; • IP address or device context; and • related reference or correlation identifiers. Sensitive actions, access to protected information, exports, approvals and configuration changes may be recorded in audit logs.
12. HOW WE COLLECT INFORMATION
We may collect personal information: Directly from you For example, when you: • register; • provide KYC information; • fund your Wallet; • participate in an Investment Cycle; • request a withdrawal; • apply for a Grant; • take a Course; • book a Mentor; • register for an Event; • participate in the Community; • use a referral programme; or • contact support. Automatically We may automatically collect technical, security and usage information when you access WEEDYVEST. From third parties We may receive information from: • identity/KYC providers; • payment gateways; • banks; • payout providers; • bank-account verification providers; • Grant sponsors; • service providers; • referral sources; and • other authorised partners.
13. HOW WE USE YOUR INFORMATION
We may use personal information to: 13.1 Operate your Account This includes: • registering your Account; • authenticating you; • maintaining your profile; • managing your preferences; and • providing access to eligible Services. 13.2 Verify Identity We may use personal information to: • perform KYC; • verify submitted documents; • confirm bank details; • prevent identity fraud; and • meet applicable compliance requirements. 13.3 Provide Financial Services We may process information to: • fund your Wallet; • record transactions; • manage Contributions; • process investment participation; • calculate or display applicable returns; • process withdrawals and payouts; • reconcile transactions; • handle refunds and reversals; and • issue receipts. 13.4 Manage Investment Cycles We may use your information to: • confirm eligibility; • validate contribution limits; • record participation; • track investment status; • calculate applicable financial outcomes; • process maturity and payout; and • communicate important cycle information. 13.5 Administer Grants We may use your information to: • check eligibility; • process applications; • assess applications; • request additional information; • communicate application decisions; • facilitate awards; and • monitor programme outcomes. 13.6 Deliver Courses and Programmes We may process information to: • enrol you in Courses; • record learning progress; • administer assessments; • issue certificates; • register you for Events; • facilitate mentoring; and • track programme participation. 13.7 Operate Community Features We may use information to: • publish permitted content; • manage discussions; • operate polls; • moderate content; • investigate reports; and • enforce Community Rules. 13.8 Operate Referral Programmes We may use information to: • attribute referrals; • track qualification milestones; • prevent abuse; • determine reward eligibility; and • issue or reverse rewards. 13.9 Protect WEEDYVEST We may process information to: • secure Accounts; • detect fraud; • investigate suspicious activity; • prevent unauthorised access; • maintain audit records; • detect duplicate or unusual transactions; • protect our systems; and • enforce our Terms and Conditions. 13.10 Provide Support We may use information to investigate and resolve: • failed payments; • Account access issues; • KYC concerns; • payout issues; • technical errors; • Grant questions; • complaints; and • other support requests. 13.11 Improve WEEDYVEST We may use information to: • measure platform performance; • understand how Services are used; • identify errors; • improve customer journeys; • assess programme engagement; • develop new features; and • analyse aggregated platform performance. Where possible, analytics information should not include raw sensitive identity or financial information.
14. OUR BASIS FOR PROCESSING PERSONAL INFORMATION
Depending on the applicable law and circumstances, we may process personal information because: • it is necessary to provide a Service you have requested; • it is necessary to perform our agreement with you; • you have provided consent; • processing is required by applicable law; • processing is necessary for legitimate operational, security or fraud-prevention purposes; • processing is required to protect the rights or interests of WEEDYVEST or its users; or • another lawful basis applies. Where processing is based on consent, you may withdraw that consent where applicable. Withdrawal of consent does not invalidate processing that occurred before withdrawal. Some information may still need to be retained or processed where required by law or necessary to fulfil an existing financial or contractual obligation.
15. HOW WE SHARE INFORMATION
WEEDYVEST does not sell your personal information. We may share information only where reasonably necessary to operate the platform, meet legal obligations or provide a requested Service. This may include sharing information with the following categories of recipients. 15.1 Identity and KYC Providers Identity verification information may be shared with providers responsible for verifying identity and conducting compliance checks. 15.2 Payment and Banking Partners Information may be shared with: • payment gateways; • banks; • bank-account verification providers; • payout providers; • settlement providers; and • financial infrastructure partners. This may be necessary to fund Accounts, process payments, validate destinations, complete payouts and reconcile transactions. 15.3 Technology Providers We may use service providers for: • cloud infrastructure; • storage; • content delivery; • authentication; • security; • email; • SMS; • push notifications; • analytics; • customer support; and • other technical infrastructure. These providers may process information only as required to provide their services to us and subject to appropriate contractual or legal safeguards. 15.4 Grant and Programme Partners Where you apply for a Grant or programme delivered with a third party, relevant information may be shared with the identified sponsor, programme partner or authorised reviewer. 15.5 Mentors, Instructors and Event Providers Where necessary to deliver a Course, Event or mentoring engagement, we may share appropriate information with the relevant provider. 15.6 Professional Advisers Information may be disclosed to professional advisers including: • lawyers; • auditors; • accountants; • compliance advisers; and • consultants, where reasonably necessary and subject to appropriate confidentiality obligations. 15.7 Authorities We may disclose personal information where required by: • applicable law; • court order; • lawful regulatory request; • law-enforcement request; or • other valid legal process.
16. INTERNATIONAL OR CROSS-BORDER PROCESSING
Some of our service providers may process or store information outside the country in which you reside. Where personal information is transferred internationally, WEEDYVEST will take reasonable steps to ensure that appropriate legal and contractual safeguards are applied where required by applicable data-protection law. The specific transfer mechanisms applicable to WEEDYVEST should be confirmed before this Policy is published.
17. DATA SECURITY
WEEDYVEST takes reasonable technical and organisational measures to protect personal information. The product is intended to include controls such as: • encryption in transit; • encryption at rest where appropriate; • restricted access to sensitive information; • data masking; • role-based administrative permissions; • multi-factor authentication for administrators; • step-up authentication for sensitive user actions; • audit logging; • transaction controls; • monitoring; • secure webhook verification; • fraud and risk checks; and • security incident processes. No method of electronic transmission or storage is completely secure. You are also responsible for protecting your Account credentials and promptly informing us if you suspect unauthorised activity.
18. DATA RETENTION
We retain personal information only for as long as reasonably necessary for: • providing the Services; • maintaining Account and transaction records; • resolving disputes; • preventing fraud; • maintaining audit history; • meeting legal and regulatory requirements; • accounting and financial reporting; • enforcing agreements; and • legitimate operational purposes. Different categories of information may have different retention periods. Certain financial, KYC, transaction, audit or compliance records may need to be retained after you stop using WEEDYVEST where required by applicable law. Specific retention periods should be inserted into the final Policy once WEEDYVEST's regulatory, financial and jurisdictional requirements have been confirmed. When information is no longer required, we may securely delete, anonymise or otherwise dispose of it in accordance with applicable requirements.
19. ACCOUNT CLOSURE AND DELETION
You may request closure of your Account through the available support or Account-management process. Closing your Account does not necessarily mean that all associated information will be immediately deleted. We may retain certain information where necessary to: • complete outstanding transactions; • process withdrawals; • resolve disputes; • maintain financial records; • investigate fraud; • comply with legal obligations; or • protect legitimate rights. Where deletion is legally available, we will process eligible requests in accordance with applicable law.
20. YOUR PRIVACY RIGHTS
Depending on applicable law, you may have rights in relation to your personal information. These may include the right to: • request access to personal information we hold about you; • request correction of inaccurate or incomplete information; • request deletion where legally permitted; • request restriction of certain processing; • object to certain processing; • withdraw consent where processing relies on consent; • request information about how your information is used; • request portability of eligible information; • lodge a complaint with an appropriate data-protection authority; and • exercise other rights available under applicable law. These rights may be subject to legal limitations. For example, we may be required to retain certain financial, transaction or compliance records even where an Account has been closed. To exercise a privacy right, contact: WEEDYVESTAPP@GMAIL.COM We may need to verify your identity before fulfilling a request.
21. AUTOMATED SYSTEMS AND RISK SIGNALS
WEEDYVEST may use automated systems, rules and risk indicators to help identify: • suspected fraud; • unusual transactions; • duplicate activity; • referral abuse; • suspicious Account relationships; • unusual device activity; and • transactions requiring additional review. A risk signal does not necessarily mean that wrongdoing has occurred. Where appropriate, flagged activity may be reviewed by authorised personnel before a decision is made. The first release of WEEDYVEST is not intended to rely on fully automated Grant award decisions.
22. MARKETING AND COMMUNICATION PREFERENCES
WEEDYVEST may communicate with you by: • push notification; • email; • SMS; • in-app messaging; or • other supported channels. Communications may include: Essential Communications These may include: • security alerts; • verification notices; • transaction confirmations; • payout notices; • KYC requests; • Account changes; • Service notices; and • legally required communications. You may not be able to opt out of communications that are necessary to operate your Account or comply with legal requirements. Optional Communications Where applicable, you may control preferences for promotional or non-essential communications. You may withdraw from optional marketing communications using the available preference controls or unsubscribe mechanism.
23. ANALYTICS
WEEDYVEST may use analytics tools to understand how the platform is used and improve performance. Analytics data may include: • application version; • Service or feature used; • user or object identifier; • lifecycle status; • tier; • acquisition source; • campaign attribution; • referral attribution; • technical event information; and • performance information. WEEDYVEST's product requirements specify that raw sensitive identity and financial information should not be sent to analytics systems unnecessarily. Where possible, analytics should use minimised, pseudonymised or aggregated information.
24. COOKIES AND SIMILAR TECHNOLOGIES
Where WEEDYVEST operates a website or web-based service, we may use cookies, software development kits and similar technologies. These technologies may be used to: • authenticate users; • maintain sessions; • secure the platform; • remember preferences; • analyse performance; and • understand Service usage. Where required by applicable law, non-essential cookies or similar technologies will be used subject to your consent. A separate Cookie Notice may be provided where appropriate.
25. CHILDREN AND AGE REQUIREMENTS
WEEDYVEST is not intended to be used in violation of any applicable minimum-age requirement. The final minimum eligibility age for the platform must be confirmed in WEEDYVEST's product and legal requirements. Where Services are made available to individuals who legally require parental, guardian or other consent, WEEDYVEST will apply the applicable consent and privacy requirements.
26. COMMUNITY PRIVACY
Information you voluntarily publish in Community features may be visible to other authorised users. You should not post information such as: • passwords; • authentication codes; • full bank details; • identification numbers; • private financial information; or • other highly sensitive personal information. WEEDYVEST may moderate or remove content to protect members, maintain Community standards or comply with applicable law.
27. LINKS AND THIRD-PARTY SERVICES
WEEDYVEST may contain links or integrations with services operated by third parties. Third-party services operate under their own privacy policies and terms. This Privacy Policy does not automatically apply to information processed independently by those organisations. We encourage you to review the relevant privacy notices before providing personal information to a third party.
28. SECURITY INCIDENTS
If a security incident involving personal information occurs, WEEDYVEST will investigate the incident and take reasonable steps to contain, remediate and assess its impact. Where applicable law requires us to notify affected users or a regulatory authority, we will provide the required notification within the legally applicable period.
29. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy where necessary to reflect: • new Services; • operational changes; • changes in technology; • regulatory requirements; • changes in our service providers; or • improvements to our privacy practices. The latest version will display its effective date. Where a material change significantly affects how we process your personal information, we may provide additional notice through WEEDYVEST or another appropriate communication channel.
30. COMPLAINTS
If you have questions or concerns about how your personal information has been handled, please contact us first so that we can investigate. Privacy Contact: WEEDYVESTAPP@GMAIL.COM Registered Address: 3, JONES ENITAN STREET, WESTWOOD ESTATE, BADORE, AJAH, LAGOS STATE. Where applicable, you may also have the right to lodge a complaint with the relevant data-protection authority. The appropriate regulatory authority should be identified in the final version once WEEDYVEST's legal entity and jurisdiction have been confirmed.
31. CONTACT US
For questions about this Privacy Policy, your personal information or your privacy rights, contact: WEEDYVEST Legal Entity: WEEDYVEST LTD. Registered Address: 3, JONES ENITAN STREET, WESTWOOD ESTATE, BADORE, AJAH, LAGOS STATE. Privacy Email: WEEDYVESTAPP@GMAIL.COM Website: WEEDYVEST.COM PRIVACY ACKNOWLEDGEMENT By using WEEDYVEST, you acknowledge that: 1. you have been provided with this Privacy Policy; 2. you understand the categories of personal information WEEDYVEST may process; 3. you understand that information may be shared with authorised service providers where necessary to provide the Services; 4. you understand that financial, KYC and compliance records may need to be retained for legally required periods; 5. you understand that information submitted to public or member-visible Community areas may be seen by other users; and 6. you understand that your privacy rights are subject to applicable law.